If you have received a moving violation or a traffic ticket, there is a good chance that you are going to opt to consider a defensive driving course in order to avoid having points placed on your license and driving record. Opting for the course is a smart choice, as points can result in an increase in insurance premiums and can result in the loss of your license if too many points are accrued in a limited time frame. Teens and new drivers who are obtaining their license may also choose to take a driving course in order to learn to be better drivers, fulfill pre-licensing requirements and help to lower insurance rates. Finally, others who want discounts on their auto insurance may opt to take a safe driver course that can result in as much as a 10-20 percent reduction in insurance premiums.
If any of these situations apply … Read More